Smt. N Neeraja, Chief General Manager, NABARD & Managing Director, NABFINS and Key Managerial Personnel joined NABARD in 1992 and has worked in various capacities. During her 32 years of service in NABARD, she has worked in its Regional Offices at Hyderabad, Bhubaneswar, Bhopal and Chennai and in its Head Office at Mumbai. She has varied experience covering business functions, grant support for developmental initiatives, managing HR and Refinance. She is a Postgraduate in Applied and Analytical Economics, a certified Associate of the Indian Institute of Banking and Finance and holds a Diploma in Management.