Dr. V. Puhazhendhi is a Ph. D in Agricultural Economics having rich international and Indian experience. He has more than 30 years’ experience in conducting Farm Survey / Research Studies relating to Agricultural Development, Finance, Production, marketing and Project Formulation.He was a professor in Konkuk University, Seoul, South Korea. He has monitored and evaluated various projects under IFPRI- Washington, UNDP- Kaulalampur, IFAD, CIDA-Canada, FDC-Brisbane etc. He has completed 30 research studies and published 35 research papers in National and International Journals. He is the author of various National and International publications such as Microfinance- State of the sector report 2012, Self Help Group – Bank Linkage Programme for Rural Poor in India, Financial Inclusion- An over view, Financial Inclusion for Inclusive Growth etc.