| Notes No | PARTICULARS | Current reporting period 31.12.2012 | Previous reporting period 31.12.2011 |
| 1 | Share Capital Authorized Captial 10,00,00,000 Equity Shares of Rs.10/- each |
10,000.00 | 10,000.00 |
| Issued,Subscribed & Fully Paid up: 69,51,63,000 Equity Share of Rs.10/-each |
6,951.63 | 3,535.82 | |
| TOTAL 1 | 6,951.63 | 3,535.82 | |
| 2 | Reserves & Surplus | ||
| (a) Capital Reserve (b) Capital Redemption (c) Security Premium Account (*) (d) Debenture Redemption Reserve (e) Revaluation Reserve (f) Share Options Outstanding Account |
- - - - - - |
||
| (g)Other Reserves : (i) Statutory Reserve Opening Balance Add: Amount available for appropriation |
120.95 | 78.93 | |
| Sub Total | 120.95 | 78.93 | |
| (ii) Risk Fund Opening Balance Add: Amount available for appropriation |
25.00 | ||
| Sub Total | 25.00 | - | |
| (h) Surplus Opening balance Transfer from Profit & Loss Account Amount Available for Appropration Appropriation for Risk Fund Appropriation for Statutory Reserve |
441.19 705.80 1,146.99 |
298.12 205.03 503.15 |
|
| Sub Total | 1,146.99 | 503.15 | |
| GRAND TOTAL | 1,292.95 | 582.08 | |
| 3 | Long-Term Borrowings Term Loans from Banks i. Bonds/Debentures Secured Unsecured ii. Term Loans from a.Banks Secured Unsecured : - Refinance Loan From NABARD |
38,313.10 |
- - - - 16,448.85 |
| Total (a) | 38,313.10 | 16,448.85 | |
| b. Other Parties Secured Unsecured iii.Deferred Payment liabilities iv.Deposits v.Loans and advances from related parties vi.Long term maturities of finance lease obligations vii.Other loans & advances (specify natures) |
- - - - - - - |
||
| (a) Trade Payables (b) Others : Security Deposit Lease Security Deposit |
42.50 0.39 |
23.74 |
|
| 42.89 | 23.74 | ||
| 5 | Long -Term provisions a. Provision for employee benefits Gratuity b. Others : Provision made against Standard Assets Provision for Non Performing Assets |
21.87 159.08 0.22 |
11.22 12.13 |
| 181.16 | 23.35 | ||
| 6 | Short - Term borrowings (a) Loan repayble on demand from (i) Banks Secured Unsecured (ii) Other parties Secured Unsecured (b) Loans & advances from related parties (c) Deposits (d) Other loans & advances |
- - - - - - |
|
| 7 | Other Current Liabilities Other payables (a) Current maturities of long-term debt -Refinance Loans from NABARD (b) Current maturities of finance lease obligations (c ) Interest accrued but not due on borrowings (d) Interest accrued and due on borrowings -Refinance Loans from NABARD (e) Income received in advance (f) Unpaid dividends (g) Share application money received & due for refund & interest accrued thereon (h) Unpaid matured deposits and interest accrued (i) Unpaid matured debentures and interest accrued (j) Other payables (specify nature) Accrued Salaries & Benefits : Incentives to Staffs Withholding and other taxes payable Other Payabale ESIC & PF Provision for Expenses Interest accrued but not due on security Deposit Unutilised Grants from Nabard for SHG promotions |
1,301.84 1.14 62.17 1.87 13.64 1.24 3.48 |
- - 474.87 - - - - - - 0.45 3.36 2.06 37.09 5.24 |
| Total | 1,385.38 | 523.06 | |
| 8 | Short - Term provisions (a). Provision for employee benefit Leave Encashment (funded) Leave Travel Allowance Total(a) (b). Others Provison for Income Tax Total(b) |
0.12 0.12 - |
4.95 4.95 87.39 87.39 |
| Total 8=Total(a)+Total(b) | 0.12 | 92.35 |
| Particulars | Gross Carrying Value | Depreciation (Refer Note) | Net Carrying Value | ||||||||||
| As at beginning of the reporting period 01-04.2012 | Additions | Acquisitions through business combinations separately | Disposal/ Written off | As at End of reporting 31.12.2012 | Rate of Depn | Upto last year 01.04.2012 | For the year | Withdrawn | Total 31.12.2012 | As at Beginning of the reporting period 31.12.2012 | As at End of the reporting period 31.03.2012 | ||
| Note No.9 Tangible Assets | |||||||||||||
| Furniture & Fixtures | 21.29 | 19.04 | 0.04 | 40.29 | 6.33% | 1.73 | 1.82 | 3.55 | 36.73 | 19.56 | |||
| Office Equipments | 10.07 | 36.63 | 46.70 | 4.75% | 0.45 | 1.69 | 2.14 | 44.56 | 9.61 | ||||
| Computer | 18.87 | 13.58 | 32.44 | 16.21% | 3.07 | 2.72 | 5.79 | 26.65 | 15.80 | ||||
| 50.22 | 69.25 | - | 0.04 | 119.43 | 5.26 | 6.23 | - | 11.48 | 107.93 | 44.97 | |||
| Note No.10 Intangible Assets | |||||||||||||
| Software | 1.49 | 3.54 | 5.04 | 16.21% | 0.20 | 0.19 | 0.39 | 4.64 | 1.30 | ||||
| 1.49 | 3.54 | - | - | 5.04 | 0.20 | 0.19 | - | 0.39 | 4.63 | 1.30 | |||
| Others | |||||||||||||
| Total | 51.72 | 72.79 | - | 0.04 | 124.47 | - | 5.45 | 6.42 | - | 11.88 | 112.56 | 46.26 | |
| Previous year | 5.81 | 26.30 | 0.46 | 31.64 | 1.65 | 3.11 | 4.74 | 26.90 | 4.15 | ||||
| Notes No | PARTICULARS | Current reporting period 31.12.2012 | Previous reporting period 31.12.2011 |
| 11 | Non-Current Investments | - | |
| 12 | Long-term loans & advances (a) Capital Advances (b) Security Deposits (c) Loans & advances to related parties (d) Other loans & advances Deffered tax |
- - - - - |
|
| 13 | Other non - current assets (a) Long Term Trade Receivables Unsecured ,considered good Less than 12 Months (b) Others Staff Advance Tour Advance Advance to others Advance Tax TDS Receivable Prepaid Expenses |
- - - - - - |
|
| 14 | Current Investments | - | |
| 15 | Inventories | - | |
| 16 | Trade Receivables Unsecured ,considered good Loans to SHG below 12 Months |
||
| 17 | Cash & Bank Balances | ||
| I | Cash & Cash eqivalents (a) Balance with banks (b) Cheques, drafts on hand (C) Cash on hand (d) Otheres (specify) Bank deposits |
(413.47) 18.82 15,377.48 |
(2.86) 3.41 6,306.61 |
| II III IV V |
Earmarked balances with banks Balances with banks-held as margin money or security deposit against borrowings, gurantee/other commitments Repartriation restrictions Bank deposits with more than 12 months maturity |
- - - |
|
| Total | 14,982.82 | 6,307.15 | |
| 18 | Short-Term Loans and Advance (a) Loans and Advance to related parties Secured, considered good Unsecured , considered good (b) Others (i) Loans & Advances to others Secured considered good Unsecured considered good Doubtful (ii) Others - unsecured considered good Advances to Employees Advances to others Advance Income Tax Rent & Telephone Deposits Tax Deducted at source Prepaid Expenses |
31,812.13 7.42 0.98 165.16 31.91 18.00 |
- - - - 14,368.66 3.50 0.19 117.78 25.29 25.91 8.51 |
| Total | 32,035.60 | 14,549.85 | |
| 19 | Other current assets Interest receivable on Bank Deposits Interest receivable on Loans Processing Fee Receivable Service Tax Receivable Income Tax refunds due |
951.63 65.13 17.93 |
270.51 59.88 |
| Total | 1,034.69 | 330.39 | |
| 20 | Contingent liabilities & commitments (a) Claims against the company not acknowledged as debt (refer Note No. 38) (b) Gurantees (c) Other money for which the company is xontingently liable Commitments (a) Estimated amount of contracts to be executed on capital account & not provided for (b) Uncalled liability on shares & other investments partly paid (c) Others |
- - - - - |
|
| 21 | Proposed Dividends | ||
| 22 | Revenue from Operations FINANCE COMPANY (i) Interest (ii) Processing Fee (iii) Interest on Personal Loan |
2,418.10 284.15 0.40 2,702.65 |
778.69 216.99 995.67 |
| 23 | Other Income Interest on Fixed Deposits Miscellaneous Income |
1,062.43 0.29 |
314.06 0.19 |
| Total | 1,062.72 | 314.25 | |
| 24 | Cost of Materials Consumed | ||
| 25 | Changes in Inventories of Finished Goods | ||
| 26 | Employee Benifts Expenses Salaries and Wages Incetive for Staff Recruitment Expenses & Training Expenses Gratuity Leave encashment Staff Welfare Rent for staff Qtrs Contribution to Provident fund and other Statutory funds |
219.42 7.61 3.40 4.39 14.05 |
129.04 3.80 5.06 1.92 8.17 |
| Total | 248.86 | 148.00 | |
| 27 | Finance Costs Bank Charges Interest |
10.88 2,062.11 |
2.44 670.95 |
| Total | 2,072.98 | 673.39 | |
| 28 | Other Expenses Repairs & Maintenance Commission for Business Correspondent/Facilator Rent Electricity & Water charges Business Promotion Insurance Travelling & Conveyance Printing & Stationary Postage, Telephone, & Courier Charges Transportaion Charges Auditors Remuneration -Statutory Audit Fee -Taxation Matters - Other Services Internal Audit Fee Books and Periodicals Meeting Expenses Miscellaneous Expenses Entertainment Expenes Website Charges Advertisment Expenses Rates & Taxes Data Entry Expenses Directors Sitting Fee Training Expenses Legal & Professional Charges Fee Loss on sale of Assets Written off Fixed Assets Provision for Non Performing Assets Provision for Standard Assets |
14.48 432.54 29.38 2.58 0.51 14.53 67.02 13.94 8.32 0.26 0.67 0.44 2.81 0.46 58.35 2.21 0.40 14.97 67.41 |
4.35 189.60 15.44 1.08 0.88 4.22 30.73 8.48 4.10 0.15 0.58 0.21 1.41 4.56 2.22 0.60 14.86 0.02 |
| Total | 731.29 | 283.50 |